iPhone Upgrade Program FAQ: How to upgrade your iPhone every year through Apple’s financing plan

This article was updated on October 15, 2018. 

Upgrading to a new iPhone is always an exciting process, but there’s one aspect that’s never fun: the cost. Apple’s latest crop of smartphones are the company’s most expensive yet, with the iPhone XS starting at $999, the iPhone XS Max at $1,099, and the iPhone XR at $749. And that’s only for the base models—if you want more storage, it'll cost you more. Toss in extra fees for AppleCare+, and you’re suddenly dealing with some serious sticker shock.

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